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COVID Housing Help

It’s been a difficult year for many with Covid still looming large. Covid has been particularly hard on renters and homeowners who are expected to pay their rent/mortgage despite fewer hours at work or loss of their job entirely. Today on the blog we’re going to take a look at three programs to lighten this load. 

Covid Emergency Rental Assistance  (CERA) 

  • What is it? 
    • Federal funds available from the Michigan State Housing Authority to help tenants facing pandemic-related hardships avoid eviction while also ensuring landlords can recoup owed rent.  
  • Who’s eligible? 
    • Households that have incomes less than 80% of Area Median Income 
    • Individual(s) in the household qualified for unemployment benefits or has experienced a reduction in household income, incurred significant costs, or has experienced other financial hardship due directly or indirectly to the coronavirus outbreak 
    • Individual(s) in the household can demonstrate a risk of experiencing homelessness or housing instability by being past due on utilities or rent. 
  • More information: 
  • How to apply:  

Michigan Homeowner Assistance Fund (MHAF) 

  • What is it?: 
    • A fund created to provide financial assistance to prevent homeowner mortgage delinquencies, defaults, foreclosure, loss of utilities or home energy services and displacements of homeowners. 
  • Who’s eligible?:  
    • Homeowners experiencing financial hardship on or after January 21, 2020, or for those homeowners who experience a coronavirus pandemic financial hardship that began before January 21, 2020 but continued after that date. 
  • More information: 
  • How to apply: 

Ann Arbor Aging in Place Efficiently Pilot Program 

What is it?: 

This new program of the City of Ann Arbor focuses on making home improvements to increase home comfort and reduce utility bills, as well as making aging-in-place improvements that increase home safety. 

Who’s eligible?:  

Must own a single-family home in the city of Ann Arbor that is a primary residence 

Must be at least 60 years old  

Must have a monthly income at or below 80% of the area median income, which means up to $54,950 for a single person and up to $62,800 for a two-person household. 

More information:  

Program website  

MLive article about the program 

How to apply: 

The program is currently at capacity, but those interested can complete a survey to be placed on the waitlist.

Visit the Ahead of the Curve Senior Resource Directory to find information about home services in your community.

 

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